Are you being overlooked?

Updated: Mar 19

It's never been so cheap to borrow… yet so few are capitalising.

Low rates aren’t just good news for the influx of first time buyers racing in to get their first loan to buy their first home or investment property. This is also the right time for existing mortgage holders to capitalise on lender competition and super low interest rates.


Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of mortgage holders are paying extra interest for no reason or benefit.


Do you know your rate?


About half of surveyed home loan holders don’t know their home loan rate.

So why talk to us about refinancing?

  1. Leverage equity. Refinancing a home loan can allow you to free up the equity in your asset to buy another property.

  2. Redeploy repayments. Lock in lower rates before they rise again, so you can choose to pay more off principal or perhaps take on a second property.

  3. Better fit. This can be a great chance to consider a different product type, consolidate other debts, shave years off the loan, or access exclusive deals.

Competitive home loans are ever changing and paying extra interest on an uncompetitive loan is the price paid for not reviewing and refinancing. At the end of the day, interest is just a payment to the bank for the privilege of borrowing their money. It’s not an amount going towards the value of your home or investment property, so there is no benefit to paying more of it. Let me compare your rate today.

Disclaimer: This document has been created by Loan Market Pty Ltd (ABN 89 105 230 019, Australian Credit Licence number 390222). Any refinancing is subject to lender imposed terms and conditions including but not limited to loan serviceability, valuations and confirmed capacity to service both any existing and revised lending arrangements. The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances.

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